Never being in debt?

Can you imagine never being in debt? Owning everything you have? Always being financially prepared for life? Not only can you imagine it, you can achieve it.

Even better, you can make sure your children imagine it, too. How is that for a good retirement thought? The kids won't not need your help when you're kicked back enjoying the leisure time you worked so hard to get.
More Debt Management

Yes, it really is that simple

Don’t spend what you don’t have. Yes, it really is that simple.

You hear this a lot in the calendar, don't you? Sorry, but I felt the need to reinforce the idea and the publisher wouldn't let me put a volume device in here so I could YELL IT!!

Too many people look for financial cures or get rich quick schemes. While they're looking they should use this bit of advice and see how it works out in the interim.
More Debt Management

It's a game, folks

Next time you're in the grocery store take note of the products stocked at eye level or on the ends of aisles. The product manufacturer pays a premium for those spots. Look for deals above and below eye level.

It's a game, folks. Know the rules.
More Debt Management

Kids will mimic you

Kids will mimic you. Do you want yours to be angry, frustrated, in debt, working a job they don't like to make money to pay for past purchases? Do you want them worried about the house payment or driving on bald tires? Do you want them to care less about tomorrow and, in time, not even be able to live for today?

Yes, life is about choices, but when kids are young you are making their future choices for them.
More Debt Management

Stop it!

Stop it! The blame for your financial situation lies with the person in your mirror. Go have a talk with that person and quit making excuses.
More Debt Management

Don’t ask

Don’t ask a bankruptcy lawyer if you should file. Think about it. What product is he selling? Of course, the answer will be yes.
More Debt Management

Don't spend what you don't have

You can’t afford what you are buying if you are using a credit card.

Don't spend what you don't have.
More Debt Management