The lottery

If you play the lottery 15,890,700 times you are supposed to win at least once. Or, does that mean you need to play it 15,890,700 times per lottery drawing?

Hmmm, maybe that's not the ticket out of your financial problems after all.
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Pile it up

You'll find that once you are debt-free and all your money is yours, you get real conservative real fast when it comes to risking your cash. That's usually when you begin to pile it up. Nothing magic about it. It's just the fact it has nowhere to go but to YOU!
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Stupid risks

The phrase “it takes money to make money” wasn't coined by the guy paying your bills. Don’t use it to justify taking stupid risks.

If you need everything in a deal to work absolutely perfectly for the deal to work out for you I suggest you do one thing. RUN!!
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A financial surprise

If you're wondering what impact having children will have on your finances do some homework. Go to the store, find out what diapers and baby food really cost. The internet can give you a hand, too. Don’t turn what is a wonderful event into a financial surprise.

With so many resources available there is absolutely no reason you should be surprised at the financial impact a child will have on your household.
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Dream home into a nightmare

Don’t turn a dream home into a nightmare. You must be debt-free before purchasing a new home and your total payment (including tax and insurance) shouldn't exceed 25% of your take-home pay.

In addition, never consider anything but a 15-year fixed mortgage.

If you can't follow the above guidelines you need to rethink the kind of home you can afford or save up more money for a down payment.

It's that simple.
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Take care of your problem

Regardless of their political party, politicians in D.C. aren't going to fix your problem. Your debt can only be addressed by you. Think about it. The last "stimulus" check you got from D.C. was what? $300? $600? $1000? Get off your rear-end and take care of your problem.

Nobody but you cares about you. Take control of your finances because no one else will.
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James Cash Penney

J.C. Penney. Did you know his full name was James Cash Penney? He was one of the last to get on board offering customers credit. Funny when you think about how much you owe them, huh?

Get to the point in your financial life where you don't walk into stores unless you have the cash to make your purchase.

Get to the point in your life where you never spend a dime that's not yours.

Weird? You bet it is!
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