In the coming year you have absolutely no other choice but to rid yourself of your debts. Just beginning is liberating. You have to do this; you have no other choice if you want a real life.
More Debt Management
More Debt Management
Friday, December 31, 2010
Thursday, December 30, 2010
Make decisions based on reality
Resolve to make decisions based on reality.
It's a simple concept not often followed. People make X but live on Y. Instant gratification comes with a price tag that has to be financed with other people's money.
You know your income. Not what you want it to be, but what it is. You know your expenses. Not what you wish they were, but what they are. Write it all down.
Do the math, welcome reality.
More Debt Management
It's a simple concept not often followed. People make X but live on Y. Instant gratification comes with a price tag that has to be financed with other people's money.
You know your income. Not what you want it to be, but what it is. You know your expenses. Not what you wish they were, but what they are. Write it all down.
Do the math, welcome reality.
More Debt Management
Wednesday, December 29, 2010
debIt card
Use your debIt card, not your debt card.
You just have to change one letter. Coincidence? I don't think so. Go look in the mirror, add "I" to the equation and never use a "debt" card again.
Not a bad resolution to make in a couple of days now is it?
More Debt Management
You just have to change one letter. Coincidence? I don't think so. Go look in the mirror, add "I" to the equation and never use a "debt" card again.
Not a bad resolution to make in a couple of days now is it?
More Debt Management
Tuesday, December 28, 2010
New Year resolutions
Time to think about making some New Year resolutions. Here's one for you.
Resolve to use only your debit card next year. You shouldn't possess any credit cards. A debit card can do everything a credit card can except create debt.
Not a bad resolution, and not a bad tool to ensure your debt-free life stays on track. Following this advice ensures no new debt.
More Debt Management
Resolve to use only your debit card next year. You shouldn't possess any credit cards. A debit card can do everything a credit card can except create debt.
Not a bad resolution, and not a bad tool to ensure your debt-free life stays on track. Following this advice ensures no new debt.
More Debt Management
Monday, December 27, 2010
Debt as a gift
Did you give debt as a gift this year?
Buying gifts on credit and handing them to someone else who lives in the same household, on the same income is nothing more than handing them more debt. How can this be characterized as “gift giving?”
This advice is given today for a reason. Pack up those debt-riddled gifts and return them immediately.
More Debt Management
Buying gifts on credit and handing them to someone else who lives in the same household, on the same income is nothing more than handing them more debt. How can this be characterized as “gift giving?”
This advice is given today for a reason. Pack up those debt-riddled gifts and return them immediately.
More Debt Management
Saturday, December 25, 2010
Friday, December 24, 2010
Pen to paper
Most people actually find money when they put pen to paper and do a real budget. Money always makes a nice gift. Why don’t you give yourself some this Christmas?
More Debt Management
More Debt Management
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