Live like no one else

"Live like no one else today so that tomorrow you can live like no one else."

That's Dave Ramsey's signature line. Say it over and over to yourself as your inspiration.
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Book Value

I once read Warren Buffett of Berkshire Hathaway fame prefers using Book Value to measure the success of his company. Book Value is simply assets minus liabilities. In personal finance this can be characterized as income minus outgo.

One of the richest guys in the world keeps it simple. How about you?

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Living the life

No one else will tell you so I will.

While others are on vacation, you will be working your second job. While others are dining out, you will be waiting the tables. While others are shopping and spending you will be scrimping and saving. But, later on while others are staring at their debts, you will be living the life you thought was unattainable.
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Wait until tomorrow

If you think you can pay for it tomorrow, then wait until tomorrow to buy it.

Too many people buy today on credit and plan to pay for it with money made in the future. Too many people think, I'll just make the payment when I have the money. Change your mindset. Change your behavior. Buy things when you have the money to pay for them on the spot... not later.
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Work it out

Savers like money. Spenders like money. Now you two work it out. You both like the same thing now it’s just a matter of mechanics.
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How money really works

Why hide from the kids how money really works?

You owe it to them to teach them how to handle their money so that when it’s their turn they don’t make the same mistakes you made.
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Income minus outgo

Nobody said you can’t have a glass of wine at your budget meeting.

Being productive doesn't mean it has to be painful. And, unless you're running a small country from your kitchen table it’s a matter of income minus outgo. It’s really that simple.
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