Friday, January 15, 2010

Loans

I understand a home loan. I’ll give a nod to a student loan. But, I’ll question any car loan and I’ll rant and rave about any other debt, especially credit card debt.

Home loans should be no more than a 15-year fixed mortgage where the principal, interest, tax and insurance payment is no more than 25% of your take-home pay. Student loans should not be more than one year's salary in your field of study.


More Debt Management

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