School doesn't teach us how to stay married, raise kids or manage money. The first two aren't my specialty, but anyone can do the last one with some effort.
Step 1: Write down the amount of your monthly take-home pay.
Step 2: Write down every dime you spend for a month, including the day and place.
Step 3: Subtract number two from number one.
Now, do you have an income problem or a spending problem?
More Debt Management
Step 1: Write down the amount of your monthly take-home pay.
Step 2: Write down every dime you spend for a month, including the day and place.
Step 3: Subtract number two from number one.
Now, do you have an income problem or a spending problem?
More Debt Management
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