Budgeting doesn't mean making do with less. Budgeting means making do with what you have. Big difference.
In personal finance the word budget means planning. You can't plan to have money that isn't there. You can dream, you can aspire, but don't plan until the money is real.
In other words, if you make $50,000 then live a $50,000 life, not one that costs $50,000.01. It really is that simple.
More Debt Management
In personal finance the word budget means planning. You can't plan to have money that isn't there. You can dream, you can aspire, but don't plan until the money is real.
In other words, if you make $50,000 then live a $50,000 life, not one that costs $50,000.01. It really is that simple.
More Debt Management
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