Spend what you don't have

Just think. All that money going out your door to creditors will someday be all yours.

Keep track of exactly how much is going out so that you will be ready when it all stays where it's supposed to stay, with you.

And, when you figure up how much is going out the door to interest and fees you are required to get mad. I mean really mad. So mad you resolve never again to spend what you don't have.
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